1. Prepare the budget
Review financing early and understand the cash needed for deposit, closing costs and the expenses that come with the property.
Buying a Home with Marisa Lucente
A good home purchase starts before the first showing. I help buyers organize financing, priorities, property comparisons and offer decisions so each step has a clear purpose. My service area includes the GTA, York Region and Simcoe County.
A practical home buying process
2. Build the shortlist
Define must-haves, trade-offs and preferred locations. Compare the property type, condition, travel and ongoing responsibilities.
3. Review the property
Use showings and available documents to identify questions. Depending on the property and offer, due diligence may include financing, inspection, status-certificate or legal review.
4. Structure the offer
Use relevant comparables and the specific competition around the property to discuss price, deposit, conditions, inclusions and closing date.
5. Prepare for closing
Keep financing, insurance, lawyer instructions and the move itself on schedule after the agreement is firm.
Where are you looking?
Use the local guides below to connect your home search to the practical differences between communities.
Questions buyers often ask
Do I need a mortgage pre-approval before looking?
It is useful to understand your financing position before making offers. A lender or mortgage professional can advise on your qualification, rate options and documentation.
How do we decide what to offer?
We look at relevant comparable properties, the condition and features of the home, current competition and your own limits. The goal is a deliberate offer, not an emotional guess.
Should every offer have conditions?
Conditions depend on the property, your financing and the circumstances of the offer. Legal, financing, inspection and condominium-document questions should be considered before you waive protections.
Ready to plan your home search?
Tell me the communities, property type and timing you are considering. Contact Marisa or call 647.833.6353.
Buying guidance reviewed 2026-10-04. Real estate, financing, legal and property conditions vary; obtain appropriate professional advice for your circumstances.